.risk-guide-page .nupago-article-hero{background:linear-gradient(135deg,#eef8f5 0%,#f4f2ff 55%,#fff6ec 100%)}
.risk-guide-page .nupago-article-hero__content{max-width:900px}.risk-guide-content{padding:34px 0 88px;background:#f7f9fc;color:#172033}
.risk-intro,.risk-summary{display:flex;gap:22px;align-items:flex-start;padding:28px;border:1px solid #cfe3dc;background:#fff;border-radius:8px;box-shadow:0 18px 45px rgba(23,32,51,.07)}
.risk-intro{display:block}.risk-intro p,.risk-summary p{margin:10px 0 0;font-size:18px;line-height:1.65;color:#465166}.risk-kicker{display:inline-flex;align-items:center;gap:8px;color:#17695b;font-size:14px;font-weight:800;text-transform:uppercase}.risk-kicker svg{width:20px;height:20px}
.risk-guide-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin:24px 0}.risk-guide-card{display:grid;grid-template-columns:52px 1fr 22px;gap:16px;align-items:center;padding:22px;border:1px solid #dce4ef;background:#fff;border-radius:8px;color:#172033;text-decoration:none;transition:transform .18s ease,border-color .18s ease,box-shadow .18s ease}.risk-guide-card:hover{transform:translateY(-3px);border-color:#6e65d9;box-shadow:0 16px 34px rgba(43,48,85,.1)}.risk-guide-card>svg{width:22px}.risk-guide-card__icon{display:grid;place-items:center;width:52px;height:52px;border-radius:8px;background:#edf7f4;color:#17695b}.risk-guide-card__icon svg{width:26px;height:26px}.risk-guide-card strong{display:block;font-size:19px}.risk-guide-card small{display:block;margin-top:7px;color:#647086;line-height:1.5}
.risk-principles{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:24px}.risk-principles>div{padding:22px;background:#192339;color:#fff;border-radius:8px}.risk-principles svg{width:26px;color:#7ce0c7}.risk-principles strong,.risk-principles span{display:block}.risk-principles strong{margin:14px 0 7px;font-size:18px}.risk-principles span{color:#c6cfde;line-height:1.5}
.risk-summary__icon{display:grid;place-items:center;flex:0 0 64px;width:64px;height:64px;background:#e9f6f1;color:#17695b;border-radius:8px}.risk-summary__icon svg{width:34px;height:34px}.risk-jumps{display:flex;flex-wrap:wrap;gap:10px;margin:22px 0 42px}.risk-jumps a{padding:11px 15px;border:1px solid #ccd7e5;border-radius:8px;background:#fff;color:#33405a;text-decoration:none;font-weight:700}.risk-jumps a:hover{border-color:#665dcc;color:#5148b8}
.risk-section{scroll-margin-top:24px;margin:28px 0;padding:32px;background:#fff;border:1px solid #dfe6ef;border-radius:8px}.risk-section__heading{display:flex;align-items:center;gap:16px;margin-bottom:24px}.risk-section__heading>span{display:grid;place-items:center;width:48px;height:48px;background:#5c53c5;color:#fff;border-radius:8px;font-weight:900}.risk-section__heading p{margin:0 0 3px;color:#6d7890;font-size:13px;font-weight:800;text-transform:uppercase}.risk-section__heading h2{margin:0;font-size:28px;letter-spacing:0}.risk-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.risk-cards article{padding:20px;background:#fff5ed;border:1px solid #f2d2bd;border-radius:8px}.risk-cards svg{width:25px;color:#c25a2b}.risk-cards h3{margin:13px 0 8px;font-size:18px}.risk-cards p,.risk-check-list,.risk-steps p,.risk-example p,.risk-faq p{color:#536077;line-height:1.6}.risk-section--warning{background:#fffaf1;border-color:#edd9ad}.risk-check-list{display:grid;gap:13px;padding:0;list-style:none}.risk-check-list li{display:flex;gap:12px;align-items:flex-start;padding:14px 16px;background:#fff;border-radius:8px}.risk-check-list svg{flex:0 0 22px;width:22px;color:#9a6420}.risk-note{margin:18px 0 0;padding-left:14px;border-left:3px solid #d59a3a;color:#6f5d40}
.risk-steps{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;padding:0;list-style:none}.risk-steps li{display:flex;gap:15px;padding:19px;background:#f3f6fb;border-radius:8px}.risk-steps li>span{font-size:13px;font-weight:900;color:#5c53c5}.risk-steps h3{margin:0 0 6px;font-size:18px}.risk-steps p{margin:0}.risk-example{background:#edf7f4;border-color:#c5dfd7}.risk-example__grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.risk-example__grid>div{padding:19px;background:#fff;border-radius:8px}.risk-example__grid strong{color:#17695b}.risk-example__avoid{grid-column:1/-1;border-left:4px solid #d76849}.risk-example__avoid strong{color:#a5422d}.risk-faq{display:grid;gap:10px}.risk-faq details{padding:0 18px;border:1px solid #dfe6ef;border-radius:8px;background:#fff}.risk-faq summary{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:18px 0;font-weight:800;cursor:pointer}.risk-faq summary svg{width:21px}.risk-faq details[open] summary svg{transform:rotate(45deg)}.risk-faq p{margin:0 0 18px}.risk-related{display:grid;grid-template-columns:minmax(220px,.7fr) 1.3fr;gap:28px;margin-top:34px;padding:30px;background:#192339;color:#fff;border-radius:8px}.risk-related h2{margin:8px 0 0;font-size:27px}.risk-related__links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:9px}.risk-related__links a{display:flex;justify-content:space-between;align-items:center;gap:10px;padding:12px 14px;background:#27334d;border-radius:8px;color:#fff;text-decoration:none}.risk-related__links a:hover{background:#354363}.risk-related__links svg{width:18px}
@media(max-width:760px){.risk-guide-content{padding:22px 0 58px}.risk-guide-grid,.risk-principles,.risk-cards,.risk-steps,.risk-example__grid,.risk-related,.risk-related__links{grid-template-columns:1fr}.risk-intro,.risk-summary,.risk-section,.risk-related{padding:21px}.risk-summary__icon{flex-basis:52px;width:52px;height:52px}.risk-summary p{font-size:16px}.risk-section__heading h2{font-size:23px}.risk-example__avoid{grid-column:auto}.risk-guide-card{grid-template-columns:44px 1fr 18px;padding:17px}.risk-guide-card__icon{width:44px;height:44px}.risk-guide-card small{font-size:13px}.risk-jumps{overflow-x:auto;flex-wrap:nowrap;padding-bottom:5px}.risk-jumps a{white-space:nowrap}}
@media(prefers-reduced-motion:reduce){.risk-guide-card{transition:none}.risk-guide-card:hover{transform:none}}